Mortgage Acceleration Strategy for Businesses
Our Vision and Goal at KFS is to help organizations implement better financial practices to defeat debt and recapture all the money normally lost to interest and inefficient methods of financing and redirect it back into your organization’s circle of wealth.
Conventional banking methods can be handcuffs to businesses, keeping it from growth and necessary development. Once you break free from these failed financial practices, you can truly be on a fast track to becoming debt free!
What if your organization could eliminate your mortgage debt in 5 years and save hundreds of thousands of dollars in interest altering how you conduct daily operations?
Using the Cash Flow Optimization Strategy your organization can eliminate all its debt in as little as 5 years without compromising liquidity or cash flow. It is done by simply using what you earn and own optimally essentially becoming your own bank.
Case Study of Client Located in Florida (name withheld)
Summary:
The goal was to implement a Cash Flow Optimization Strategy (CFOS) taking advantage of the positive monthly cash flow to drive down principal, limit daily interest accrual without sacrificing liquidity, and reposition their existing assets in a more advantageous position. Clients were in a cycle of refinancing mortgage debt every 5-7 years making very little progress on principal reduction and paying hundreds of thousands of dollar in interest with each new refinance. Using the CFO strategy clients were able to predict a possible mortgage free date of just 5.6 years without making major changes to daily operations of the church. Reducing the interest accrual daily will allow them save an estimated $1,000,0000 of interest costs and several years of mortgage payments. The money that can be redirected into the church, the community, missions and the needy will be a tremendous catalyst of this church to be better stewards and impact people across the world.
Before
Mortgage $2,355,538 @ 6.25%
Years remaining 16+
Mortgage interest costs remaining $1,600,000
Total monthly debt service payment $20,629
After
Mortgage $1,855,538 @ 6.25%
All in one account $500,000 @ 5.25%
Years remaining 5.6
Estimated mortgage interest costs saved $1M
Total monthly debt service payment $17,499
Surplus increase $3,129.50
Additional references are available upon request
