Welcome Faith-Based Investor
Welcome to Kingdom Financial Strategists. We are a faith-based financial consultancy. Our goal is to help you defeat debt and become better stewards of your resources so you can use your wealth to advance The Kingdom and live a better quality of life.
See Get into God’s Economy.
If you are looking to start using more of your money to be a faith based investor but have a large amount of your income going to service debt than you may want to consider our Cash Flow Optimization Strategy (CFOS) see Mortgage Free in 5 Years.
If implemented properly this strategy can help you eliminate ALL your debt in 5-7 years or less without having to compromise liquidity or make major changes to your lifestyle.
No home equity? We can still help you save your home.
It is estimated that 28% of all homes in America are underwater. Families are struggling to find real solutions to this crisis while values continue to drop. The stress that this brings on the family unit does not need to happen. The cash flow optimization strategy accelerates principal reduction of your mortgage without compromising your cash flow or lifestyle.
Kingdom Financial Strategists looks forward to the opportunity to speak to you more about how you can break free from the debt monster and save your home from going deeper underwater.
See No Equity? Save Your Home
Actual Client: Bill and Casey (no home equity with over 100% loan to value)
Summary: Clients mortgage balance was more than what their home was worth. They had credit card debt and at the time limited cash flow. Clients were searching for a way to; accelerate the pay back of their mortgage, to pay off several credit cards, and free up more cash flow to allocate to a savings and giving plan. The solution was; to restructure debt to increase cash flow and limit interest accrual. Then reallocate monthly income into an all in one account to eliminate deb. With the help of a Financial Strategist an all in one account took the place of their checking account and used to implement the cash flow optimization strategy. Credit card debt was immediately consolidated and paid off within a few months. Once the credit card debt was gone mortgage principal could be reduced using the all in one account without having to trap cash flow and liquidity monthly. Bill and Casey never had to make major changes to thier lifestyle or spending. By making adjustments to how cash flow was used and restructuring debt into more advantageous financing vehicles clients will be completely debt free in approximately 5.9 years saving 23 years of mortgage payments and getting to a positive equity position in just 12 months.
Before
Mortgage $159,210 @ 5.25%
Years remaining 28
Mortgage interest costs remaining $145,000
Total monthly debt service payment $2,032
Basic living expenses $1,690
Total monthly expenses $3,772.59
Monthly take home income $5,540
Monthly surplus $1,768
After
Mortgage $159,210 @ 5.25%
Years remaining 5.9
Estimated interest cost savings $122,000
New monthly debt service payment $1,133
Basic living expenses $1,700
Total monthly expenses $2,833
Monthly take home income $5,124
New monthly surplus $2,291
This is a real solution to the millions of people in the country who are stressed out and struggling to find a way to solve their own personal real estate crisis. If you have good credit and are not spending more than what you make each month you could qualify.
